| 汽车租赁如何玩转金融市场？ |
| 添加时间：2019/11/27 14:34:08 浏览次数： |
| 汽车租赁如何玩转金融市场？ How do car rents play the financial market? 发达国家的汽车后市场是成熟汽车市场的主要利润来源，汽车销售利润、零部件供应利润各自约占整个汽车产业链利润的 20%，其他60%的利润是在服务领域中产生的。而目前，我国汽车产业利润主要集中在整车厂，整车制造和汽车零部件销售，利润占比合计80%，而汽车后市场的利润占比较少。 The rear market of the developed countries is the main source of profit for the mature automobile market. The profit of automobile sales and the profit of spare parts supply about 20% of the profit of the whole automobile industry chain, and the other 60% profit is produced in the service field. At present, the profit of the automobile industry in our country is mainly concentrated in the whole vehicle factory, the whole vehicle manufacturing and the sales of auto parts, the total profit is 80%, but the profit of the car market is less. 随着政策和市场规律双重动力驱动，我国汽车行业的利润格局将重新分割，行业利润将向汽车后市场倾斜。作为汽车后市场的重要组成部分，汽车金融必将从中大幅受益。 With the dual driving force of policies and market rules, the profit pattern of China's auto industry will be re divided and industry profits will be tilted to the post market. As an important part of the automobile aftermarket, auto finance will benefit greatly from it. 数据显示，2015年，约86%的美国消费者通过金融方式购买新车，这一数字在德国和英国分别为75%和90%。2015年我国汽车金融整体渗透率约为35%，对比汽车金融成熟国家尚有较大差距，蕴含了巨大的发展潜力与成长空间。 Data show that in 2015, about 86% of American consumers bought new cars through financial means, which were 75% and 90% respectively in Germany and the United Kingdom. In 2015, the overall permeability of automobile finance in China is about 35%. There is still a big gap between the mature countries of automobile finance and the big development potential and growth space. 虽然国内汽车金融渗透率相较国外差距明显，但是就国内而言发展速度飞快。从2001到2014年，国内汽车信贷市场规模由436亿元增长13倍至6,596亿元。 Although the penetration rate of domestic automobile finance is obviously different from that of foreign countries, it is developing rapidly at home. From 2001 to 2014, the scale of domestic auto credit market increased from 13 yuan to 659 billion 600 million yuan from 43 billion 600 million yuan. |
| 上一页 自驾租车又分为日租，月租和长期租赁。 |
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