租车or买车,哪种适合你? |
添加时间:2017/12/6 15:40:45 浏览次数: |
如果你还不知道我国究竟有多少汽车,看看这个数据:据显示我国的汽车保有量已经达到了一亿四千万俩。根据中信局的数据显示,到2020年我国各类汽车总保有量将达3亿辆。 If you don't know how many cars in our country, look at the data: according to China's car ownership has reached Yiyisiqianwanlia. According to the data of the CITIC Bureau, there will be 300 million vehicles in China by 2020. 统计数据显示,全国有40个城市的汽车保有量超过百万辆,北京、成都、深圳、上海、重庆、天津、苏州、郑州、杭州、广州、西安11个城市汽车保有量超过200万辆。新能源汽车保有量达58.32万辆,与2014年相比增长169.48%。其中,纯电动汽车保有量33.2万辆,占新能源汽车总量的56.93%,与2014年相比增长317.06%。 Statistics show that there are more than a million cars in 40 cities in the country. There are more than 2 million vehicles in 11 cities including Beijing, Chengdu, Shenzhen, Shanghai, Chongqing, Tianjin, Suzhou, Zhengzhou, Hangzhou, Guangzhou and Guangzhou. The number of new energy vehicles kept up to 583 thousand and 200, up 169.48% compared with 2014. Among them, there are 332 thousand pure electric vehicles, accounting for 56.93% of the total number of new energy vehicles, up 317.06% compared with 2014. 这下你明白,为什么“塞车严重”、“停车难”和“停车贵”这些问题会成为城市白领们餐桌上的热门话题了吧? Now, you understand, why "traffic jam", "parking difficulty" and "parking expensive" will become a hot topic in the urban white-collar table, right? 买车or not?不再是个问题 Buy a car or not? No longer a problem s S l L 大部分都市人看见日益庞大的小车队伍,第一反应都是:该买车了。尤其是刚组织小家庭、因为城市化进程而搬得越来越远离工作地点的年轻人,开车已经不仅仅是财富和优质生活的象征,还是生活的必需品,没车寸步难行真的不是天荒夜谈。 Most urban people see the growing size of the car team, the first reaction is: it is time to buy a car. Especially just small family, because the process of city and move farther away from the work place of the young people, driving is not only a symbol of wealth and quality of life, or the necessities of life, no car can't do anything really is not fanciful. 然而你一定听过,“车是个消耗品,而非家庭投资“这句话,汽车自落地之日起,价值就不到新车的一半。除了路费、油费、保养、停车费等消耗以外,车子的价值还在逐年贬值,所以车一直以来不算理财意义上的资产。 However, you must have heard that the car is a consumable, not a family investment, and the value of a car is less than half of the new car from the day of its landing. Besides the cost of road, oil, maintenance, parking and other expenses, the value of the car is still decreasing year by year, so the car has never been considered as an asset in financial sense. 除此以外,在寸金寸土的都市,停车、养车、开车也是老大难问题,还会造成越来越严重的城市污染,所以开车的时候,我们是城市便利生活的享受者,但也是环境的“共同作恶者“。 In addition, in the urban land gold, parking, car, car is a long-standing problem, will cause more and more serious pollution of the city, so when driving, we enjoy the city life is convenient, but also the environment of "common perpetrator". 对于刚步入小康-中产的城市新贵们,拥有一台小车虽然能解决生活问题,但开车的优点是伴随着一系列的烦心事,以及环境破坏而生的。那么,不能不用车,养车用车又挑战重重的情况下,还有什么办法能两全其美? For urban upstarts who have just entered the well-off middle class, owning a car can solve life problems, but the advantages of driving are accompanied by a series of worries and environmental damage. So, if you can't use the car, there's a lot of challenges for the car, and what's the best way to do it? 所幸借助移动互联网的发展,约车、租车的平台因运而生,成为都市人用车的新方式。以UBER、滴滴为首的约车平台究竟有多火,估计只要稍微留意新闻的人也会知道,滴滴刚拿到的千亿融资让人惊叹市场的庞大。而以PP租车为首的租车平台也以后起之秀的姿态宣告租车在城市生活中的重要地位。与约车相比,租车因为其自主性、安全性更受长期用车人的欢迎。 Fortunately, with the help of the development of mobile Internet, the platform of car and car rental is born, and it has become a new way for urban people to use the car. With UBER and dripping as the leading vehicle platform, how many fires are there? It is estimated that only a few people who pay attention to news will know that the hundreds of billions of financing that has just been received is amazing for the market. And the car rental platform, led by PP, also proclaims the important position of car renting in urban life. Compared with the car, car rental is more popular because of its autonomy and security. 所以买车已经不再是都市人唯一的选择。 So buying a car is no longer the only choice for urban people. 现在大家考虑的问题是:究竟买车,还是租车? Now the question is: do you buy a car or rent a car? 该如何选择,算一笔经济账你就清晰了 It's clear how to choose an economic account. s S l L 乍看起来,买车虽然掏出十万二十万,但能把车子据为己有,听起来长远,要比租车划算得多,很多人还以买房来举例类比,证明买房比租房划算得多。但是别忘记,车一直是个消耗品而非保值的投资工具。 At first glance, although the car takes out three hundred thousand, but it can take the car as its own, it sounds much longer than the car rental. Many people also buy housing for example, which proves that buying a house is much more cost-effective than renting. But don't forget that the car is always a consumable instead of an investment tool. 首先,住二十年的房子,经过通胀、城市化发展,房子能卖一个至少跟过去持平的价格,这其中还省了一大笔房租;但是车子从落地开始就在折旧,随着汽车市场的开放和普及,二手车只会越来越便宜,假如汽车只是用来自用,到最后你发现卖不出原价的1/10,已经被迫报废了。 First of all, to live in the house twenty years, after inflation, city development, the house can be sold for a flat price at least to the past, which also saved a lot of rent; but the car started from the ground in depreciation, with the opening and car market popularity, second-hand car will only become cheaper, if the car is to use, until it can not sell the original price of 1/10, has been forced to scrap. 其次,再来看看租车的价格。以东方租车租车为例,租一台现代IX35只需要100元/天,一个月租30天才花费3000元,无需承担任何保养、保险的费用;而买一台同样的车,连同拍牌、保险和税费,下地需要大约20万元,如果分摊成10年使用,加上各种保养、保险和维修费用,也要2500元左右。加上一般家庭其实用车的时间一个月通常不超过20天,这样算起来,租车和买车的费用持平了。 Second, look at the price of the car. To orient the car as an example, need only 100 yuan / day to rent a modern IX35, a monthly rent of 30 days spent 3000 yuan, do not require any maintenance and insurance costs; and buy a car together with the same, making cards, insurance and taxes, to about 200 thousand yuan, if the split into 10 years of use, plus a variety of maintenance, insurance and maintenance costs, but also about 2500 yuan. In addition, the average family time is usually not more than 20 days a month, so the cost of car renting and buying a car is flat. 但注意了,每月付3000元,与一次性付20万元,对于家庭理财是有明显区别的。这个买过房、做过理财的人都清楚。能解决家庭的现金流问题,不需要一次性支付20万,对于家庭经济有非常大的益处,降低了经济风险,能把更多的钱用在理财投资和子女教育上。 But paying 3000 yuan a month and paying 200 thousand yuan a month, there is a distinct difference between the family finance. This bought room, doing financial people are clear. It can solve family cash flow problem, do not need to pay 200 thousand at one time, has great benefits for family economy, reduces economic risk, and can spend more money on financial investment and children's education. 经济之外,租车还能带来什么好处? What are the benefits of car rental outside the economy? s S l L 有人说,我不差钱,买车是为了更好的生活质量,比租车好多了。 Some people say, I am not poor, buying a car for better quality of life, better than car rental. 诚然,拥有自己的车辆的确在用车之处的感觉更好,因为完完全全属于自己的新车,会让人有种“我是主人“的舒适感。这是不少人选择买车、尤其是买新车最大的考虑。 Of course, owning your own vehicle is actually better at using the car, because completely and completely belongs to your new car, it will make people feel comfortable with "I am the owner". This is the biggest choice for many people to buy a car, especially to buy a new car. 但有没有想过,用车除了让生活舒适外,还可以有很多意想不到的好处? But have you ever thought that the car can have many unexpected benefits in addition to the comfort of life? 租车已经受到广大消费者追捧,租车出行已经从一种生活的补充工具,升级成为为一种有车的快乐生活方式,并受到年轻人的追捧。有一组数据:25-40岁的车主租车客户和车主群体的绝大部分,约69.4%,这群年轻、宽容的共享经济支持者,在租车与放租的连接中产生了许多从陌生人变朋友的温暖故事 Car rental has been popular among consumers. Car rental has been upgraded from a supplementary tool of life to a happy way of life with cars, and is popular among young people. There is a set of data: most of the 25-40 year old owners of car owners and car owners are about 69.4%. These young, tolerant sharing economic supporters have produced many warm stories from strangers to friends in the connection between renting and renting. |
上一页 最新客车租赁新政来袭,这些税事不知道怎么行? |
下一页 汽车租赁资产证券化案例分析及操作要点 |
Copyright © 技术支持:遨游网络